Free Finance Calculators for Every Indian
14 calculators — EMI, SIP, Tax, HRA, GST, TDS, Salary & more. Accurate, instant, free.
Loans & EMI
EMI Calculator
Home, car & personal loan EMI with full amortization schedule
Calculate →NewPrepayment Optimizer
One-time lump sum at month X — exact interest saved & tenure cut
Calculate →NewEarly Loan Payoff
Ongoing extra EMI or annual bonus — payoff curve vs original tenure
Calculate →NewBalance Transfer
Is switching your loan to a lower rate worth the transfer cost?
Calculate →Investments & Wealth
SIP Calculator
Mutual fund SIP returns with year-wise growth projection
Calculate →NewGoal SIP Calculator
How much to invest monthly to reach your financial goal?
Calculate →NewStep-Up SIP
See how annual SIP top-ups accelerate your wealth creation
Calculate →NewRent vs Buy
Which builds more wealth — renting + investing or buying a home?
Calculate →Tax, Salary & GST
Income Tax Calculator
New vs Old regime + tax-saving optimizer for your company type
Calculate →NewIn-Hand Salary
CTC to take-home with PF, professional tax & TDS breakdown
Calculate →HRA Calculator
House Rent Allowance exemption under old tax regime
Calculate →TDS Calculator
Tax Deducted at Source for salary, rent, professional fees
Calculate →NewAdvance Tax Calendar
FY 2026-27 quarterly schedule, installment amounts & 234C penalty
Calculate →GST Calculator
Add or remove GST with CGST/SGST/IGST breakdown
Calculate →Updated for Budget 2025
All calculators reflect the latest tax rules — including the ₹12.75 lakh zero-tax threshold under the New Regime, Section 87A rebate up to ₹60,000, HRA metro city rates, and FY 2025-26 TDS thresholds per the Finance Act.